Clarifire Blog

Expert insights and helpful solutions to support your operational needs.

Want our blogs delivered to your inbox?

regulations-compliance-sm.jpg

2 min read

Keeping Your Private Data Secure: How Clarifire is Prepared

Have you ever signed a contract with a vendor who didn’t support your compliance efforts? Or worse—they were clueless about the subject altogether? If you answered yes to either of those questions, you’re not alone. You realized just a little too...

Read More

3 min read

Mitigating Loan Repurchase Risks with New FHFA Alternatives

Whether you’re large or small, lender or servicer, repurchase requests are never welcome. They involve documentation, process changes, jeopardize...

Read More
Post hurricane debris in neighborhood

4 min read

Disasters Demand Automation for Servicing

Managing through back-to-back natural disasters is a terrifying circumstance for homeowners as well as mortgage servicers, and this year’s storm...

Read More

3 min read

FHFA Explores the Responsible Use of Generative AI

The Federal Housing Finance Agency (FHFA) held its annual TechSprint this July with a focus on generative Artificial Intelligence (AI) in housing...

Read More
Laptop with message that the CFPB wants feedback.

4 min read

CFPB Proposes New Rules for Mortgage Servicers

We’ve all grown accustomed to rules and change management, but what does the Consumer Financial Protection Bureau’s (CFPB) Proposed Rule mean for...

Read More
Servicer helping borrower with high interest rates

4 min read

New Options Help Veterans Avoid Foreclosure

Following up on our last blog, ‘Servicing Answers to High Interest Rate Pressures,’ it is crucial that mortgage servicers do not succumb to the...

Read More
Servicer helping borrower with high interest rates

4 min read

Servicing Answers to High Interest Rate Pressures

Will higher interest rates put your delinquent borrowers in jeopardy? Pushed to new lows on the cusp of the financial crisis, the average annual...

Read More
Break the Rules Customer Experience

3 min read

Collaborative Security Strategies Combat Digital Threats for Mortgage Servicers

Data breaches and cybersecurity risk looms large in today’s high-tech landscape, with digital security threats becoming more prevalent and...

Read More
Break the Rules Customer Experience

3 min read

Accelerate Change to Alleviate Pain – An Oxymoron?

The need for operational change is a never-ending fact of doing business. Required and yet scary to staff and customers, change comes from all...

Read More
Break the Rules Customer Experience

3 min read

Mortgage Executives Share Their Biggest Challenges and Solutions

Mortgage servicers gathered in Orlando for the annual MBA Servicing Solutions Conference & Expo to explore insights on what to expect in 2024. A...

Read More
Break the Rules Customer Experience

3 min read

Responsible Innovation - A Future Vision for the Mortgage Industry

The mortgage industry has shown its aptitude to embrace technical innovation and digitization, but are we responsible in our approach? No one would...

Read More
Break the Rules Customer Experience

3 min read

Break the Rules: Reimagine a Digital Customer Experience in 2024

As we embrace a brand new year with mortgage projections hinting at a promising year but not committing, it’s the perfect opportunity to reevaluate...

Read More

3 min read

Break the Rules: Reimagine Mortgage for Customer Expansion

The mortgage industry and financial services, in general, have been flooded with rules. Dating back to the advent of the Dodd-Frank Act and fast...

Read More

3 min read

Foreclosures are back!

The Q3 2023 U.S. Foreclosure Market Report recently published by ATTOM Data Solutions reveals what lies ahead for mortgage servicers. Illustrating an...

Read More

3 min read

Tapping Innovation to Ignite Change Automation for Mortgage Servicing

Are you thinking it's time to reexamine your approach to technology innovation? Stop waiting, now is the time to implement change capabilities into...

Read More

3 min read

FEMA, Floods, Fires, and Funding, Oh No!

Natural disasters resulting from hurricanes, floods, wildfires, and earthquakes can strike at any moment, leaving behind a trail of destruction and...

Read More

3 min read

Digitizing Mortgage Default

The Federal Housing Administration (FHA) is looking to modernize mortgage default servicing processes by inviting more automation into the process...

Read More

3 min read

Conquering Record-Breaking Change

The impact of the COVID-19 pandemic on mortgage servicers and homeowners is not over. As agencies and industry stakeholders evaluate the residual...

Read More

3 min read

How to Prepare For and Measure the Effectiveness of AI in Your Servicing Operations?

In today’s technologically advanced world, artificial intelligence is rapidly evolving and emerging through the modernization and adoption of...

Read More

3 min read

Are You Tracking New CFPB Examination Updates?

The Consumer Financial Protection Bureau’s updated mortgage servicing examination procedures pull from lessons learned since their last update in...

Read More

3 min read

Are You Ready to Offer Your Borrowers New Payment Deferral Options?

Piggy-backing payment deferral success from the pandemic, the Federal Housing Finance Agency (FHFA) just announced that beginning July 1, 2023,...

Read More

3 min read

The Best Regulatory Defense is Modern Workflow Automation

Are you suffering from regulatory fatigue? Has managing the latest default triggers become arduous? Whether from post-pandemic, pre-recession, or...

Read More

3 min read

Are You on the Road to Seamless Servicing Success?

Or are you stuck by the side of the road as others pass by? It’s time to stop doing the same thing… and getting the same results. The obstacles that...

Read More

3 min read

What You Need to Look for with the CFPB’s Forthcoming Rulemaking Activities

Regulatory and rulemaking actions were just released for the Consumer Financial Protection Bureau under the Unified Agenda of Regulatory and...

Read More

2 min read

Are Your Borrower Calls Compliant With the New TCPA Ruling?

When was the last time you reviewed your borrower communication practices? As technology options continue to expand, so follows oversight. The...

Read More